House swaps using websites like LoveHomeSwap are a fantastic way to take a holiday and see the world, without paying for accommodation.
Similarly, many people do other swaps and letting like foreign exchanges and hosting students or academics.
Whilst these activities allow a cost effective way to travel and learn, no matter how diligent you are, there will be times when accidents happen. Even careful guests can cause damage. Our policies cover you when their actions cost you money and provide reassurance to guests too.
Sleep as easy as your Guests with our cover!
You need to contact your existing Home Insurance company to let them know you intend to House Swap/ Exchange and you will cover this under another policy of insurance.
Your insurer should be happy to continue to insure the property for standard household claims, this is generally what your insurer means when they say you are covered. However, some Insurance providers may not be as familiar with this activity so we have developed some tips on what to say.
Inlet are working with Insurers and Shared Economy UK , a CBI managed industry body to promote clarity on how short-term hosting is handled. It will take some time to reach all companies and for processes to be clarified and updated.