If you are letting out your whole property or multiple rooms to guests booking through websites like Airbnb, Onefinestay and Homeaway, then our Host Insurance top-up is for you
We have 3 different types of Host cover:
If you let out a single room in your property on a short-term basis to a guest, then you may like our Room Host policy, This is our most basic and cost effective policy.
If you let out your entire property or multiple rooms in your property, on a short-term basis to guests, or want to benefit from a higher level of cover to our Room Host policy, then you may like our House Host policy
If you let out an annex, converted outbuilding or other type of permanent structure on your property to short-term paying guests, then you may like our Annex Host policy.
Sleep as easy as your Guests with our cover!
You need to contact your existing Home or Landlord Insurance policy provider to let them know you intend to let your house on a short-term basis, and you will cover this under another policy of insurance
Your insurer should be happy to continue to insure the property for standard household claims, this is generally what your insurer means when they say you are covered. However, some Insurance providers may not be as familiar with this activity so we have developed some tips on what to say
Inlet are working with Insurers and Shared Economy UK , a CBI managed industry body to promote clarity on how short-term hosting is handled. It will take some time to reach all companies and for processes to be clarified and updated.